Insurance exits

I heard so-and-so told me one of his insurance companies wouldn't pay out and I guess this sort of shit is not new to any of us, is it? I'm thinking. if having insurance cannot really ensure us of anything, WHO can? After all, we pay for the god-damn insurance with our bloody sweat money. It seems that our money can not guarantee our own life/future. So money doesn't play the role "i can save your ass anytime" then. Sad, so many people assume Mr. All You Can Do can do it all, and they would risk their lives to get as much money as they can...it turned out money is still money, money is just the figures we most see in black-and-white in bank account book. Those numbers don't protect us the higher they are, give us more happiness we have, nor keep us healthier. But what are you gonna do? We are still doing exactly the same thing like the rest of the people in the world aredoing---running after fortune, until the day we all die. Be buried with our own bloody money. And they are really bloody, too bad we can not see it ourselves. WHY? WE ARE FUCKING DEAD!! THAT'S WHY!!!